NAV Loans for Family Offices
NAV Loans
Nodem Capital is an FCA-authorised NAV lender providing facilities of $10m to $100m+ to family offices, at a loan-to-value of up to 30% and higher for very well diversified portfolios.
FCA Regulated
Asset manager authorised by the UK FCA
Institutionally Backed
Backed by Lepercq Group
Transaction Scale
$10m to $100m+
Fast & Reliable
Facilities against multiple asset classes
What is a NAV facility?
Why are family offices using NAV facilities?
NAV financing allows a family office to unlock strategic capital without selling assets prematurely via high-friction secondary processes. It is the ultimate tool for liquidity management, whether the need is an acquisition, a capital call, a tax bill or a divorce settlement that must be paid without breaking up the fund book.
Another major attraction of many NAV facilities is that their interest rates are better aligned with the illiquid nature of the underlying assets. Many facilities do not require annual cash interest payments, with lender returns generated through accruing Payment-in-Kind (PIK) interest.
Real estate family offices use NAV facilities to borrow against property portfolios and fund interests without disturbing existing mortgages.
Why Nodem?
Founded on the expertise of our CIO, Alex Branton, formerly of Cambridge Associates, Nodem was built to serve the world’s most sophisticated family offices. We combine deep institutional knowledge with a specialised ability to underwrite complex, multi-asset portfolios. Where traditional private banks see friction, we see opportunity, aiming to deliver flexible, tailored term sheets within days.
Nodem is itself backed by a leading family office, Lepercq Group, founded in 1936 as the American Investment branch of Banque Schlumberger. Throughout its history, Lepercq has been driven by three core values shared by Nodem: trust, innovation and flexibility.
